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Australia is expanding its anti‑money laundering and counter‑terrorism financing (AML/CTF) regime. From 1 July 2026, new services and entities, commonly referred to as “tranche 2”, will come under the regulation of AUSTRAC. While many obligations fall on advisers, the most practical impact is often felt by clients through more structured onboarding, additional verification requests, and potential impacts on transaction timelines. At a high level, the reforms are intended to s